Senior Analyst - Individual Insurance Actuarial Inforce and Policy Tax

The Opportunity:  At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you.

Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.

Join our Individual Actuarial Inforce & Policy Tax team, where you will play a key role in supporting the administration of individual life policyholder taxation, including year-end tax reporting, illustrations, and ongoing policy taxation activities. As a subject matter expert, you will provide guidance on policyholder tax matters for internal and external clients while investigating and resolving complex inforce policy and taxation inquiries. This role offers the opportunity to contribute to projects, enhance business processes, and develop innovative tools that support actuarial inforce management and policyholder taxation.

Join one of the region’s top employers and be part of something that truly makes a difference. Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement, and there may be some roles that are required to work in our office more than the minimum requirement.

What you’ll do:

Support the administration of individual life policyholder taxation, including year-end tax reporting and policy illustrations

Provide subject matter expertise on policyholder taxation and actuarial inforce policy management

Respond to and resolve complex policyholder taxation and actuarial inforce policy inquiries from internal and external stakeholders

Investigate, determine, and initiate appropriate actions on inforce policy queries received by the Individual Actuarial Inforce & Policy Tax team

Develop, maintain, and enhance tools that support actuarial inforce business operations and policyholder tax processes

Participate in projects related to policyholder taxation, inforce business management, and process improvements

Ensure the accuracy and integrity of calculations and rates within inforce illustration systems

Peer review and approve illustration software specifications related to policyholder tax calculations and inforce illustration rules

Review and sign off on system changes, operational procedures, and business processes related to policyholder taxation and actuarial inforce calculations

Review and verify tax slips prior to submission to clients and ensure exempt test processes are appropriately applied across all inforce policies, recommending modifications where required

What you’ll bring:

University degree, preferably in Engineering, Mathematics, Business, Finance or Actuarial Science

Excellent analytical and problem-solving skills with the ability to assess complex scenarios and recommend effective solutions

Strong communication and interpersonal skills with the ability to explain technical concepts to a variety of audiences

Demonstrated negotiation, collaboration, and decision-making skills

Advanced knowledge of Microsoft Excel, including VBA development and automation

Solid knowledge of SQL for querying, analyzing, and managing data

Experience with coding languages such as Python, C, or C++

Strong customer focus and commitment to delivering exceptional service to both internal and external clients

Ability to manage multiple priorities, deadlines, and stakeholder requests in a fast-paced environment

Knowledge of individual life and health insurance products and experience with automation tools such as PyAutoGUI, Selenium, or similar technologies would be considered an asset

What’s in it for you:

Career Growth: Regular learning sessions and development opportunities

Total Rewards: Allowance provided in place of vacation pay and benefits

Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approach

We’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at careers@equitable.ca. We’re happy to help.

If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included. This position is open and we are excited to find the right person to join our team. Your base pay will be based on your skills, qualifications, experience and education.

At Equitable, your resume will be reviewed by real people and all hiring decisions are made by our recruiters and hiring managers. AI tools may be used to support administrative and productivity tasks throughout the recruitment process, but we believe that evaluating experience, skills, and talent potential requires meaningful human interaction.

As part of our commitment to maintaining a secure and trusted workplace, candidates selected to move forward in the recruitment process will be required to complete a background screening in accordance with company policy.

Reports To: Director, Individual Actuarial Inforce and Policy TaxDepartment: Individual Insurance Term:  Temporary Full-Time, Sixteen (16) Month Contract