Senior Group Underwriter, Quotes.

The Opportunity:  At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes. We are looking for an Underwriter to join our Group Underwriting team! The position is critical to our success. Join one of the region’s top employers and be part of something that truly makes a difference.As a Senior Group Underwriter, you will play a key role in driving profitable growth and client retention through the risk assessment, analysis, pricing, and formal responses to requests for quote for both new and renewal business across all complexity levels, including alternate funding arrangements. You will be responsible for adhering to Equitable’s underwriting philosophy, processes, pricing methodologies, and proposal production standards while consistently meeting or exceeding established quality and productivity metrics. In addition, you will provide training and coaching to Group Underwriters, support divisional initiatives, and contribute to the continuous improvement of underwriting processes and documentation.

Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement, and there may be some roles that are required to work in our office more than the minimum requirement.

What you’ll do:

Complete risk assessment, analysis, pricing, and formal proposal responses for new business opportunities across all complexity levels, including large and complex cases

Conduct annual renewals for existing Group benefits clients, including reviewing risk, analyzing experience and profitability, determining appropriate pricing, and generating renewal reports

Evaluate and respond to requests for alternate funding arrangements while ensuring adherence to established underwriting practices

Review and assess requests for alternate costings on existing business and provide recommendations based on risk and profitability analysis

Generate accurate and comprehensive underwriting proposals that meet company standards and established service level requirements

Make informed decisions on case-specific Administrative and Claim Exception requests that include an element of risk, in accordance with documented processes

Track and achieve published quality and quantity performance standards while maintaining a high level of accuracy

Provide coaching, and knowledge-sharing support for Underwriting team members

Support Group benefits training initiatives for Group Underwriters, new service team members, and Group Marketing Managers

Maintain and update process documentation and the Group Underwriting Manual while identifying and addressing opportunities for operational improvement and risk mitigation

What you’ll bring:

College or University degree, or an equivalent combination of education and experience

3-5 years of Group benefits knowledge and experience, including solid knowledge of group products, risk assessment, and pricing methodologies

Strong understanding of Group benefits underwriting principles and practices

Proven ability to assess risk, analyze complex data, and make sound underwriting decisions

Strong analytical thinking and innovative problem-solving skills

Excellent decision-making abilities with the confidence to manage complex underwriting situations

Ability to manage multiple priorities and consistently meet challenging deadlines

Strong knowledge of the Group benefits marketplace, including industry trends and competitive factors

Experience providing training, coaching, or mentoring to colleagues and supporting knowledge development initiatives

Certified Employee Benefit Specialist (GBA) designation is considered an asset

Commitment to following established processes and procedures while identifying potential gaps, omissions, or activities that could expose the organization to unnecessary operational risk

What’s in it for you:

Career Growth: Regular learning sessions and development opportunities

Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matching

Time Away: Competitive vacation plus one paid volunteer day each year

Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approach

As part of the recruitment process, candidates may be asked to complete an assessment.

We’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at careers@equitable.ca. We’re happy to help.

If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included. This position is open and we are excited to find the right person to join our team. Your base pay will be based on your skills, qualifications, experience and education.

At Equitable, your resume will be reviewed by real people and all hiring decisions are made by our recruiters and hiring managers. AI tools may be used to support administrative and productivity tasks throughout the recruitment process, but we believe that evaluating experience, skills, and talent potential requires meaningful human interaction.

As part of our commitment to maintaining a secure and trusted workplace, candidates selected to move forward in the recruitment process will be required to complete a background screening in accordance with company policy.

Reports To: Manager, Group Underwriting Department: Group Underwriting

Term: Permanent Full-Time