Group Underwriter

The Opportunity:  At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.

We are looking for a Group Underwriter to join our Underwriting team! Join one of the Waterloo Area’s Top Employers for 2025 and Southwestern Ontario’s Top Employers for 2024 and be part of something that matters.

Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum requirement.

What you’ll do:

Underwrite group benefits requests and existing case business

Screen group requests to request missing information, clarify specifications and assess the risk involved to select quality business

Set final rates through experience rating and considering all other characteristics of the risk

Negotiate final rates with Group Account Executives and Advisors

Take appropriate action on requests for special rate reviews, and effectively communicate final decisions

Work closely with the Group Underwriting Assistant, ensuring you have a good understanding of the assistant role and providing coverage as needed

What you’ll bring:

Good knowledge of group plans acquired through a minimum of 2 – 3 years of group benefits experience

Deductive reasoning, problem solving ability and flexibility of decision making

Good interpersonal skills

Enthusiasm with an interest in working in a changing environment

Good verbal and written communication skills as well as negotiation skills

Good organizational and time management abilities

Strong mathematical ability

Interest in completing Certified Employee Benefit Specialist (CEBS examinations particularly those pertaining to Group Benefits)

Bilingual in French and English, spoken and written is preferred

What’s in it for you:

Career Growth: Regular learning sessions and development opportunities

Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matching

Time Away: Competitive vacation plus one paid volunteer day each year

Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approach.

At Equitable, we’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at careers@equitable.ca. We’re happy to help.

Your base pay will be based on your skills, qualifications, experience and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits.

If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included.

Reports To: Manager, Group Underwriting

Department: Group Underwriting

Term: Permanent Full-Time