BMO

Director, Commercial Banking Analytics & Pricing

Toronto, Ontario · On-site · Posted 3 months ago

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Salary
CA$110,500–192,500 / year
Job type
Full-time
Experience
5-10 years
Work mode
On-site
Source
Workday (employer's hiring system)

Skills mentioned

Commercial Lending, Pricing Strategy, Credit Risk Analysis, SQL, Python, RAROC, ROE, Portfolio Performance

About the role

Application Deadline: 07/02/2026 Address: 33 Dundas Street West Job Family Group: Customer Solutions We are seeking a seasoned Director, Commercial Banking Analytics & Pricing. This role is designed for a commercial‑lending expert who combines deep knowledge of credit products and deal economics with advanced analytical skills. The successful candidate will partner closely with senior leaders to drive data‑informed decisions across lending strategy, pricing, portfolio performance, and client profitability. This role sits at the intersection of commercial banking, credit, pricing strategy, and advanced analytics, translating complex data into practical insights that shape lending decisions and competitive positioning. Key Responsibilities Commercial Lending Analytics & Strategic Advisory Serve as a trusted advisor to senior commercial banking leaders, providing insights on lending strategy, pricing, portfolio performance, and client profitability Act as a subject matter expert on commercial lending products, including term loans, revolving credit facilities, guarantees, and structured solutions Apply strong understanding of credit risk, return metrics (RAROC, ROE), and capital considerations to pricing and portfolio recommendations Conduct in-depth analyses of deal economics, pricing effectiveness, client behavior, and competitive dynamics Translate analytical findings into clear, executive-ready recommendations that support growth, risk, and profitability objectives Pricing & Product Enablement Partner with business leaders to enhance lending pricing frameworks, ensuring alignment with risk appetite, capital usage, and market conditions Translate commercial and client needs into well-defined product and pricing requirements, supported by rigorous financial analysis Develop investment and enhancement business cases, including expected returns, risk sensitivities, and portfolio impacts Support product changes and launches by coordinating with sales, credit, technology, and operations on tools, analytics, training, and documentation Data & Analytics Execution Leverage SQL, Python, or similar tools to extract, analyze, and interpret large commercial banking datasets Build scalable analytical models and dashboards to support pricing, portfolio monitoring, and deal-level decisioning Automate recurring reporting and analytical workflows to improve timeliness, consistency, and insight generation Collaborate with data engineering and analytics teams to improve data quality, lineage, and analytical infrastructure Qualifications Experience & Commercial Banking Expertise 5–7+ years of experience in commercial banking, lending analytics, pricing, or related financial services roles Strong understanding of commercial credit fundamentals, including deal structuring, pricing drivers, and portfolio performance Experience applying analytics to lending decisions, portfolio optimization, or pricing strategy Analytics & Technical Skills Hands-on experience using SQL and Python (or equivalent) for data analysis and insight generation Ability to work with complex datasets and translate results into business-relevant insights Experience building repeatable analytical solutions and performance reporting assets Demonstrated ability to distill complex financial and analytical concepts into clear, compelling narratives Comfortable influencing senior stakeholders across business, credit, and functional teams Why Join Us? You’ll join a high-impact commercial banking team where lending expertise and analytics directly shape strategic decisions. This role offers the opportunity to influence pricing and portfolio outcomes at scale, deepen your commercial banking exposure, and work on high‑visibility initiatives that balance growth, risk, and profitability. Salary: $110,500.00 - $192,500.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we’re focused on building, investing and transforming how we work to drive performance and continue growing the good.

Who we are We’re proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, we’ll continue to build, invest and transform to drive performance that serves the good that grows.

Job ID 2216353347 · Original posting ↗